Last Sunday, I completed the Good Habits merit badge from the Rebel Badge Book. Here are my thoughts on each of the habits I practiced. Life Admin - Keep a diary to track how much money I am spending This was an eye opening task. The spending diary really highlighted how much money I spend on non-essential items. I treat myself a lot! I don't have children or pets, my car doesn't cost me much and my husband and I have a small mortgage. I spend a bit willy-nilly at times. Now that I am more aware of my spending habits I plan to be more mindful of how I am using my money. I do believe that there needs to be a good balance between saving for the future and living in the now. Setting myself budgets and sticking to them is something I need to look at. I feel I need to get my finances more organised. I have a small amount of savings which I would like to grow. Setting up a monthly direct debit into a savings account would be a good plan of action. Health and Fitness - Regularly w...